Auto Finance — automated DeFi yield farming & liquidity management

Auto Finance (formerly Tokemak) is a decentralized liquidity management protocol that provides fully autonomous, transparent yield optimization for DeFi liquidity providers. Depositors put assets such as ETH, USDC or other stablecoins into Autopools, which automatically allocate and rebalance that liquidity across established DeFi protocols, DEXs and lending markets.

An Autopool is a smart-contract vault built on the ERC-4626 token standard that holds a diversified set of liquidity positions across decentralized exchanges, lending protocols and liquidity pools. Deposited assets are rebalanced autonomously by the Autopool rebalancing logic to maintain the best available risk-adjusted yield, so depositors earn optimized returns without manually managing positions.

Yes. Auto Finance is the current brand of the protocol previously known as Tokemak. The Tokemak team, contracts and documentation continue under the Auto Finance name at app.auto.finance, and the TOKE token migrated to AUTO.

Autopools deploy deposited assets into liquidity and lending positions on established DeFi protocols such as Curve, Balancer, Aave and Morpho, then rebalance between those destinations as market rates change. Yield comes from trading fees, lending interest and protocol incentives earned by the underlying positions; reported rates are expressed as APY.

Auto Finance Autopools rebalance by continuously comparing the yield available at every destination they are allowed to hold — liquidity pools on DEXs and supply markets on lending protocols — against the cost of moving. A rebalance only executes when the projected gain from the new allocation exceeds the gas and slippage required to get there, so the vault does not churn capital chasing a difference too small to pay for itself. Because the whole cycle runs on-chain and automatically, a depositor never has to claim rewards, bridge, or re-enter a position by hand.

Auto Finance Autopools currently charge no management fee, no performance fee, no deposit fee and no withdrawal fee, and the yield figures shown on each pool page are net of any fees.

Auto Finance is non-custodial: deposited assets are held by open-source smart contracts, not by the Auto Finance team, and depositors can withdraw at any time subject to on-chain liquidity. The protocol contracts have been audited, and each pool page lists the destination protocols its capital is currently deployed into together with the audit reports published for them. Security documentation is at docs.auto.finance.